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How you can perceive your prices and key medical health insurance phrases


Printed on March 8, 2018

Insurance coverage can differ by which suppliers you possibly can see and the way a lot it’s important to pay. It’s essential to know your prices and key medical health insurance phrases, so that you’ll know what providers your plan can pay for and the way a lot every go to or drugs will price.

Vital key phrases defined

  • Deductible: The quantity you owe for lined well being care providers earlier than your medical health insurance or plan begins to pay.
  • Copayment: An quantity you pay as your share of the price for a medical service or merchandise, like a health care provider’s go to.
  • Coinsurance: Your share of the price for a lined well being care service, normally calculated as a share (like 20%) of the allowed quantity for the service.
  • Premium: The quantity you pay in your medical health insurance or plan every month.
  • Community: The docs, hospitals, and suppliers your well being insurer has contracted with to ship well being care providers to their members.

Browse our glossary for extra medical health insurance definitions, and get extra info on how your prices work collectively.

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