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What pre-existing circumstances imply to your insurance coverage protection


Printed on August 10, 2017

Do you know that no insurance coverage plan can reject you, cost you extra, or refuse to pay for

for a pre-existing situation?

What’s a pre-existing situation?

  • A pre-existing situation is a well being drawback you had earlier than the date that your new well being protection begins.
  • Epilepsy, most cancers, diabetes, lupus, sleep apnea, and being pregnant are all examples of pre-existing circumstances.

Is my well being protection affected by my pre-existing situation?

  • No. Remedy for any pre-existing medical situation is roofed from the day your protection started.
  • When you’re enrolled, your plan can’t deny you protection or increase your charges primarily based solely in your well being.
  • Market plans cannot put annual or lifetime limits in your protection.

What if I am pregnant?

  • If you happen to have been pregnant earlier than you utilized, your insurance coverage plan cannot reject you or cost you extra due to your being pregnant.
  • When you’re enrolled, your being pregnant and childbirth are coated from the day your plan begins.

Study extra about pre-existing situation protection.

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